Arc Stash

ArcStash is a non-custodial savings and payroll vault built on Arc Testnet. Users lock USDC or EURC for a custom time period and can only withdraw when the timer expires. Breaking early costs a time-based penalty — the earlier you break, the more you pay (2% → 0.5% → 0.1%). Beyond personal savings, ArcStash enables onchain payroll escrow. Employers can lock stablecoins for contractors with a specific unlock date. The contractor sees the guaranteed funds and claims them on payday. Bulk payroll lets employers pay up to 10 people in a single transaction. All contracts are live on Arc Testnet with a working frontend.